Exhibit 10(dd)

                                FOURTH AMENDMENT
                                       TO
                             TRUST AGREEMENT NO. 5

        WHEREAS, Cleveland-Cliffs Inc ("Cleveland-Cliffs")  and AmeriTrust
Company National Association entered into Trust Agreement No. 5, formerly known
as Trust Agreement,  (the "Agreement") effective October 28, 1987, which
Agreement was amended on three previous occasions;

        WHEREAS, Society National Bank (the "Trustee") is the successor in
interest to AmeriTrust Company National Association; and

        WHEREAS, Cleveland-Cliffs and the Trustee desire to amend the
Agreement;

        NOW, THEREFORE, effective November 1, 1994, Cleveland-Cliffs and the
Trustee hereby amend the Agreement to provide as follows:

        1.   The first recital on page one of the Agreement is amended to
provide as follows:

           "WHEREAS, certain benefits are or may become payable under the
       provisions of certain Deferred Compensation Agreements ("Agreements")
       between Cleveland-Cliffs, or between The Cleveland-Cliffs Iron Company
       and assumed by Cleveland-Cliffs, effective July 1, 1995, and certain
       executives ("Executives"), to the persons listed from time to time on
       Exhibit A hereto (as provided in Section 9(c) hereof) or to the
       beneficiaries of such persons (Executives and Executives' beneficiaries
       are referred to herein as "trust beneficiaries"), as the case may be;"

        2.   Exhibit A to the Agreement, which Exhibit A is attached hereto and
made a part hereof, is amended to provide as hereinafter set forth.



                            *          *          *





        IN WITNESS WHEREOF, Cleveland-Cliffs and the Trustee have executed this
Fourth Amendment at Cleveland, Ohio, this 18th day of November, 1994.

                                        CLEVELAND-CLIFFS INC



                                        By /s/ R. F. Novak
                                           -------------------------------------
                                           Title: Vice President-Human Resources
                                                                                
                                                                                
                                                                                
                                        SOCIETY NATIONAL BANK                   
                                                                                
                                                                                
                                                                                
                                        By /s/ M. O. Minar
                                           -------------------------------------
                                           Title: Vice President              
                                                                                
                                           /s/ Deanna J. Krizman        
                                           -------------------------------------
                                           Trust Officer